Saturday, August 2, 2014

李嘉誠給兒子的 10 句話

李嘉诚吐露了他的成功之道:

「对重大趋势要有"悟性",方能赚得巨利,必成大赢家。」

李嘉诚之所以能够成为世界级富豪,其财富秘诀自然有多条,其中他对儿子的 10 条,可谓是字字是金,是很值得许多人学习和借鉴的"财富"真经。

【1、克勤克俭,不求奢华】

李嘉诚儿时是多苦多难的,也正因为此,才让他养成了一种别人所不能有的品格。还能过分一点说,正是这种品格促成了他今天的成就,也正是这种成就、品格让他在儿子们面前变的伟大,而『克勤克俭,不求奢华』这八个字也成为他对儿子们最深切感怀的忠告。

【2、赚钱靠机遇,成功靠信誉】

"信誉"一直是正直君子们的座右铭,也是许多父母对孩子的期望。

李嘉诚能发展到今天,正如他自己所言,靠努力,更靠信誉。
在生意场上,李嘉诚笃信信誉是宝贵的经营资本,他时时把这种经营思想传给儿子。

有时候,他对信誉几乎到了癡迷的程度。而这种癡迷也正影响了他的两个儿子,可以说,这十个字是李嘉诚对经商儿子们最大的忠告。

【3、别人如果放弃,你就要出手】

任何一个产业,都有它自己的高潮与低谷。在低谷的时候,相当大的一部分企业都会选择放弃,有的是由於目光的短浅而放弃,还有的是由於各式各样的原因而不得不放弃。

所以,李嘉诚告戒他的两个儿子们:在这个时候一定要静下心来认真地分析一下,是不是这个产业已经到了穷途末路,是不是还会有高潮来临的那一天?

如果你考虑好了,就要抓紧时间,从别人放弃的东西中去寻找利润最大空间。

【4、学会培养独立的生活能力】

在李嘉诚看来,一个不完全懂事的孩子就应该学会独立生活的能力。

李:「虽然他们还小,但是我想早期启蒙教育会让他们从小知道父亲创业的艰难,学习父亲顽强拼搏的精神,长大了才能成为栋梁之材。如果现在放松了对他们的早期教育,他们成了只知道吃喝玩乐的顽绔子弟,再进行教育就迟了。我所做的这一切其实只是想让他们学会独立面对生活和社会的一切。」

【5、耐心等待成功的到来】

李嘉诚经常跟他的儿子们说,十年树木百载成林,做大品牌,就要关注细节、要有耐心,惟其如此,才能成就你所能想象的事业。『精细商作,耐心为本』是长江实业的口号。

而许多人不知道的是,这八个字还是李嘉诚家族的"家规"。

【6、不要对一项业务情有独钟】

21世纪最贵的是人才,而人才中最贵的是全才。李嘉诚告诫他的儿子们说,在一个真正的商业人士眼中,应该是只有赢利的业务,而没有永远的业务。

任何一项业务,当它走过自己的成熟阶段之后,必将走向衰落,而这个时候如果不进行自我调整,还抱著不放,必将随著该项业务的衰落而走向失败。

【7、有胆识也要有谋略】

『知难而上,舍卒保帅』讲的是敢於迎难而上,学会放弃。李嘉诚在遇到棘手问题时能够知难而上、舍卒保帅,可谓一个胆识与谋略结合的大商人。

他经常告戒他的两个儿子,一个人仅有胆量在这个时代虽然能创出一片天下来,但在守成时期,光有胆量是远远不够的,还要有谋略。

在许多时候,谋略往往比胆识重要的多得多。

【8、懂得用人是成功的前提】

业务发展愈是庞大,就更要懂得用人之道,独具慧眼,李嘉诚那份"慧"是出於一份"心"。

企业管理体制上的问题不同於事务性问题,事务性问题不会影响大局,同时也容易解决;而体制上的问题,则往往带有全局的性质,而且如不及时解决,会直接影响企业的前途和命运。

在这个问题上,李嘉诚深谋远虑,费了很多心血。

【9、要时刻考虑合作伙伴的利益】

合作伙伴之间是一种相辅相成,互相弥补的关系,在从事一项业务活动的过程中,如果双方都拿50%的利润,这个活动可以很快的进行下去,如果愿意把利润的60%让给对方呢?

所以,『做任何生意,都要时刻考虑合作伙伴的利益。』

【10、肯用心来思考未来】

人的眼睛的作用在於发现、洞察世事人性,从中找到为己所用的知识、机会,以便让自己在更高的起点、宝贵的经验上起步。

古人说,『世事洞明皆学问,人情练达即文章。』一个人要做好任何事情,都离不开『世事洞明,人情练达』这八个字,

对於有志於经商的人来说尤其是这样。

Tuesday, July 15, 2014

Current Maxis Plan

Maxis Surf More 30


Notes:
  • Rates apply only to local calls and SMS.
  • Prevailing charges on overseas roaming applies.
  • Each call is charged on a 30 second charging block.


Maxis Family Budget Plan 30

For RM30/month, Family Budget supplementary line allows the principal line to assign monthly spending limits that can be changed at anytime from the convenience of your mobile phone. On top of that, the principal will also get an SMS alert at RM10 prior to the limit so the subscriber can choose to allocate more if needed; an SMS alert will be sent at 100% limit usage as well.
As with the existing supplementary line from Maxis – Family Plus 30, the line comes with up to 15 hours of free talk time and 1,500 free SMS between family lines.

For existing Family Plus 30 users, I guess you should know that the call charges and SMS rates in Family Budget is also significantly cheaper than Family Plus 30, and comes with an optional subscription for lower call rates at RM5:


Sunday, April 13, 2014

How the languages we speak can affect the way we think

Economist Keith Chen starts today’s talk with an observation: to say, “This is my uncle,” in Chinese, you have no choice but to encode more information about said uncle. The language requires that you denote the side the uncle is on, whether he’s related by marriage or birth and, if it’s your father’s brother, whether he’s older or younger.

Keith Chen: Could your language affect your ability to save money?
“All of this information is obligatory. Chinese doesn’t let me ignore it,” says Chen. “In fact, if I want to speak correctly, Chinese forces me to constantly think about it.”

This got Chen wondering: Is there a connection between language and how we think and behave? In particular, Chen wanted to know: does our language affect our economic decisions?

Chen designed a study — which he describes in detail in this blog post — to look at how language might affect individual’s ability to save for the future. According to his results, it does — big time.

While “futured languages,” like English, distinguish between the past, present and future, “futureless languages,” like Chinese, use the same phrasing to describe the events of yesterday, today and tomorrow. Using vast inventories of data and meticulous analysis, Chen found that huge economic differences accompany this linguistic discrepancy. Futureless language speakers are 30 percent more likely to report having saved in any given year than futured language speakers. (This amounts to 25 percent more savings by retirement, if income is held constant.) Chen’s explanation: When we speak about the future as more distinct from the present, it feels more distant — and we’re less motivated to save money now in favor of monetary comfort years down the line.

But that’s only the beginning. There’s a wide field of research on the link between language and both psychology and behavior. Here, a few fascinating examples:

Navigation and Pormpuraawans
In Pormpuraaw, an Australian Aboriginal community, you wouldn’t refer to an object as on your “left” or “right,” but rather as “northeast” or “southwest,” writes Stanford psychology professor Lera Boroditsky (and an expert in linguistic-cultural connections) in the Wall Street Journal.

About a third of the world’s languages discuss space in these kinds of absolute terms rather than the relative ones we use in English, according to Boroditsky. “As a result of this constant linguistic training,” she writes, “speakers of such languages are remarkably good at staying oriented and keeping track of where they are, even in unfamiliar landscapes.” On a research trip to Australia, Boroditsky and her colleague found that Pormpuraawans, who speak Kuuk Thaayorre, not only knew instinctively in which direction they were facing, but also always arranged pictures in a temporal progression from east to west.

Blame and English Speakers
In the same article, Boroditsky notes that in English, we’ll often say that someone broke a vase even if it was an accident, but Spanish and Japanese speakers tend to say that the vase broke itself. Boroditsky describes a study by her student Caitlin Fausey in which English speakers were much more likely to remember who accidentally popped balloons, broke eggs, or spilled drinks in a video than Spanish or Japanese speakers. (Guilt alert!) Not only that, but there’s a correlation between a focus on agents in English and our criminal-justice bent toward punishing transgressors rather than restituting victims, Boroditsky argues.

Color among Zuñi and Russian Speakers
Our ability to distinguish between colors follows the terms in which we describe them, as Chen notes in the academic paper in which he presents his research (forthcoming in the American Economic Review). A 1954 study found that Zuñi speakers, who don’t differentiate between orange and yellow, have trouble telling them apart. Russian speakers, on the other hand, have separate words for light blue (goluboy) and dark blue (siniy). According to a 2007 study, they’re better than English speakers at picking out blues close to the goluboy/siniy threshold.

Gender in Finnish and Hebrew
In Hebrew, gender markers are all over the place, whereas Finnish doesn’t mark gender at all, Boroditsky writes in Scientific American. A study done in the 1980s found that, yup, thought follows suit: kids who spoke Hebrew knew their own genders a year earlier than those who grew up speaking Finnish. (Speakers of English, in which gender referents fall in the middle, were in between on that timeline, too.)